Tembea Community SACCO
Financial inclusion for rural communities
The TEMBEA Savings and Credit Cooperative Society (SACCO) has been instrumental in providing essential financial services to rural communities in Ugunja, Siaya County. Our services are tailored to foster financial inclusion, economic empowerment, and local economic development.
We are committed to continuing the impactful social and economic contributions of this initiative through the following products and services.
Products and services
How we serve our members
Savings Accounts
Secure savings accounts with interest-earning opportunities, encouraging members to save for future needs or investments.
Credit Facilities
Short-term loans for emergencies, education or agriculture, and long-term loans for housing or business development.
Insurance Services
Working with underwriters to offer crop insurance for farmers and life insurance for members and their families.
Financial Education
Financial literacy training that helps members make informed decisions and improve their financial wellbeing.
Remittance Services
Send and receive money from family members working in urban areas or abroad.
Investment Opportunities
Investing pooled savings in profitable ventures and community projects like agriculture, small businesses and infrastructure.
Mobile Banking
Mobile money transfers, SMS and app-based account access, and services through kiosks or agents.
Group Lending
Small groups of members collectively guarantee each other's loans, fostering peer support, especially in rural areas.
Agricultural and Livestock Financing
Loans for seeds, fertilisers, livestock and equipment to support agricultural and livestock activities.
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